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Mobile banking app with an innovative user experience
Moving from standard banking with a set of basic functions to a digital bank where everything can be done online.
- Used Techstack: Kotlin, Swift
- Industry: Fintech, Mobile Banking
- Time to first release: 6 month
700+ thousand customers use the mobile banking app.
01.
Client's request and solution
The Bank wanted to switch to a new way of interacting with customers via a mobile application. Instead of standard banking services with a set of basic functions, we moved to a digital bank where everything can be done online: from client registration to any payments.
Result: 700+ thousand customers use the app.
Become a customer online
To become a client of the bank, you just need to download the application and register online. The user’s identity can be confirmed using the bank’s general identification system or via a video call with a bank operator. You can then open an account and a virtual card and use them immediately. And physical cards can be ordered with delivery by post.
The screen looks like a desktop
Bills and services look like widgets. You can manage them: add new ones, change their location, customise the way they are displayed.
To transfer money or make a payment, you simply drag and drop the right widget onto your account widget. This completely new way of interacting with the application saves the user from long chains of actions.
To transfer money or make a payment, you simply drag and drop the right widget onto your account widget. This completely new way of interacting with the application saves the user from long chains of actions.
User-centred customisation
Dark or light theme, desktop background, widget settings, widget placement and even size – it’s all up to the user.
In addition, the application itself adapts to the user and offers relevant services based on the user’s transactions and account balances. For example, to take a loan or open a deposit in a bank.
In addition, the application itself adapts to the user and offers relevant services based on the user’s transactions and account balances. For example, to take a loan or open a deposit in a bank.
Save up money in the app
Digital banking helps clients achieve their financial goals. In the application, you can create a piggy bank and replenish it in one of three ways: by automatically rounding up the account balance, putting aside monthly or when receiving funds.
Many other useful features
- Interface onboarding
- Customized design
- Bonus program
- Media inside the app
- Splitting the bill
The new digital bank brought the client recognition from international experts: Markswebb, Euromoney, The Financial Times.
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We are equipped with an Agile mindset — flexible, transparent, and results-driven at every stage.
Viacheslav Kostin, CEO
20+ years of experience in managerial positions in IT and bankingViacheslav Kostin, CEO
Previous roles: CEO in IT, Director of Strategy and Marketing in Banking, Curator of Holding Banks, Head of Products and Project Office.
Education: MBA for Executives at IMD (Switzerland), Leading Digital Business Transformation (IMD). Provides consulting in strategy and digital transformation.
Vasil Pahomov, CTO
20+ years of experience as a developer, analyst, and solutions architectVasil Pahomov, CTO
Designs resilient, high-load systems with multiple integrations for banks and financial institutions. Expertise in distributed storage and microservices architecture.