1.5M+ installations and 150x lending growth.
A consumer banking super app in a regulated market had to launch at scale inside a fixed regulatory and competitive window. We owned the integration architecture and mobile delivery.
The client aimed to consolidate multiple standalone apps into a single product with enhanced capabilities, including account and card management, instant payments and transfers, remote onboarding, access to public services, integration with a leading mobile operator, and support for business accounts. Key challenges included time‑to‑market, premium UX, complex third‑party integrations, security and scalability.
We proposed a native stack (iOS/Android) with a modular architecture, clear domain boundaries and feature flags to develop streams in parallel. We implemented a robust CI/CD pipeline, automated builds and tests, and a fast, iterative release cycle. We built secure integrations with a national e‑government identity service (eID) and video‑KYC with Liveness, plus a gateway to the mobile operator to bring finance and telco into one interface.
Result:
First production release in 9 months. 100k+ users in the first month, 500k+ by month four, and 1.5M+ installs within the first year. Weekly updates post‑launch with rapid feature delivery and zero downtime.
We consolidate accounts, payments and KYC into a single banking super app - without losing the roadmap.
We designed a “workspace” with shortcuts to core actions, reminiscent of a desktop. Users can configure quick actions and complete payments via drag-and-drop: simply move the card icon onto an action, and it’s done. This reduces cognitive load and time‑to‑action, lifting conversion for key flows (payments, transfers, top‑ups) and overall engagement.
Users choose theme, background, icon colours, notification sounds and tone of voice (for example, more formal or more friendly). We enabled instant theme and language switching without performance loss using lightweight design tokens and optimised localisation. This made the app feel truly personal and improved active user retention.
Integration with a national e‑government portal retrieves verified digital documents in seconds. Video identification complements the flow, with anti‑spoofing through Liveness checks. The result is a complete remote onboarding in minutes, compliant with security and regulatory requirements.
The app exposes mobile balance, spend history, fee‑free top‑ups and service management. We harmonised API differences and data‑handling requirements, extracting and unifying duplicated logic. Customers now have one window for finance and connectivity, fewer context switches and higher NPS.
Entrepreneurs manage personal and business accounts in one place, including statements, receipts, taxes, and multi-currency accounts. The “collect money” feature simplifies shared payments: create a request with an amount and participants, then share a QR code or link for instant transfers from friends or colleagues. Everyday scenarios are faster, boosting network effects.
✔ 25+ team members assembled in 2 weeks ✔ Interactive prototype delivered in the first month ✔ First production release in 9 months ✔ Legacy app supported in parallel until complete migration ✔ New features every 2 weeks, complex integrations shipped in 1-2 sprints ✔ ~40% UI redesign delivered with zero downtime ✔ Stable CI/CD and automated testing, weekly releases
We combined sustained delivery speed, quality and flexibility as business priorities evolved, without compromising on security or user experience.
Super app development services for regulated banking groups and fintech platforms. Modular, integration-first architecture delivered with staged rollouts.
ExploreMobile app developmentNative, cross-platform and super app builds, with SDKs and push infrastructure.
ExploreMobile banking app developmentMobile banking apps for regulated banks: native, PWA and hybrid, integrated with your core, identity and payment rails.
ExploreFinancial software developmentFintech platforms, billing and payment solutions across the transaction flow.
Explore
$lana (Monetech), a regulated multi-country consumer credit platform, needed its compliance and data integrations online inside a tight regulatory window. We owned the integration architecture and delivered.
View case
payabl., an EU-regulated merchant acquirer, had a payment SDK gap holding up merchant onboarding. We designed and shipped it inside a single sprint cycle.
View case
Large-scale migration from a legacy internet banking system to a modern microservices-based architecture, with stronger scalability, security and user experience, while keeping customer trust intact.
View caseBook a 30-minute integration review. Bring one stuck or upcoming integration - we'll diagnose it with you and scope the work, no obligation.