AI and ML development services
AI and ML development for regulated fintech and operations. Decisioning, anti-fraud, route optimisation and internal AI assistants, built inside the compliance boundaries you already have.
Named sub-services with their own pages and engagement shapes.
Underwriting and risk models with the audit trail, override paths and challenger setup a regulator expects. Every decision is reproducible and explainable after the fact.
Transaction and behavioural models, a feature store, real-time scoring and the explainability your fraud and compliance teams need to act on an alert.
Models that cut travel time and raise visits per day for field and logistics operations. We delivered exactly this for a European pharma distributor.
Assistants over your own documents and databases that keep content inside your boundary and never train on your data. Useful answers without the data leaving your walls.
Learn moreDocument and selfie checks, liveness and identity matching, with automated scoring across vendors and fallback to manual review where required.
Retrieval over regulated internal data, run on-premise with no external data transfer, so staff can find answers across documents, databases and APIs.
Learn moreTell us the use case and the data, and we will map what runs where.
The same delivery discipline on every engagement – from the first map to a handover your team runs.
We map the use case, the data you can use and the governance constraints, then write a phased scope. A proof of concept can land in weeks, not months.
A named lead decides where the AI runs, what its boundary is, how it is logged and how it is explained. Governance is part of the architecture, not a finishing layer.
We build the feature pipeline, train and validate the model, set up challenger and override paths, and integrate with the rest of the platform in your stack.
Deployed in your cloud, monitored on its own targets, with drift detection and a retraining cadence handed to your team so they can run it without us.
AI and ML development for a regulated business is not the same problem as for an open consumer product. The model has to live inside the compliance boundary, the training data has to respect retention and consent, and the decisions have to be explainable to a regulator and to the person asking why the answer was no.
We build AI and ML for decisioning, anti-fraud, route and operations optimisation, and internal assistants over your own data. The constraint is the same across them: the AI runs inside the boundaries your compliance function already maintains, not outside them.
That constraint shapes the engagement from the first call. The questions that decide whether a model can ship are governance questions, where the training data came from, how a decision is logged, what the model does on the edge cases, and we answer them at the design step rather than after a regulator asks.
Three patterns decide whether a regulated AI build reaches production, and none of them is about the model architecture on its own.
What matters most:
- Explainability is chosen at the model-class step, not bolted on. A model that cannot be explained the way the regulator expects cannot ship.
- Data quality drives the outcome. We start with a data audit because a small early investment there saves a large later one.
- AI does not replace integration. An assistant that cannot reach the right data is a chatbot; a fraud model that cannot reach the payment stream is a research paper.
- Governance is the deliverable, not a report. Audit logs, override paths, challenger models and an exit drill are designed in from the start.
On a route-optimisation engagement for a European pharma distributor, a proof of concept on six months of anonymised data delivered 30% less travel time and 20% more visits per day in three weeks, before any full build began.
Where the model needs live data, that work sits next to our API integration services; for the broader fintech platform, see financial software development.
Most regulated operations hold data they cannot pass to a public model provider: customer records, transaction history, decision logs and internal policy. Sending that out for training or inference can be a regulatory event in itself, yet it is exactly the data an assistant or a decisioning model needs to be useful.
We design for the boundary from the start. Self-hosted or private-endpoint models where capability allows, retrieval patterns that keep your data on your infrastructure while a strong language model only reasons over what was retrieved, and contractual limits on any third-party endpoint. The boundary is the design constraint, not a finishing detail.
Our WislaSearch pattern is one example: retrieval over your internal documents, databases and APIs, run on-premise with no external data transfer, so staff get useful answers without a single record leaving your walls. The same shape applies to a support assistant or an internal knowledge tool, where the value is in the private data and the risk is in letting it out.
WislaSearch in production: see the AI search assistant case.
AI and ML work carries more uncertainty than a standard build, so we structure the commercial model around proving value early. A proof of concept on your own anonymised data is a fixed-price, time-boxed piece, with a clear question to answer: does the model clear the bar your use case needs.
If it does, production work follows as time and material or an outcome-based arrangement, with the governance, monitoring and audit logging built in from the first sprint rather than retrofitted. If the proof of concept says the data or the use case is not ready, you have spent a small fixed amount to learn that, instead of a large one to discover it late.
A lot of AI work fails because the technique was chosen before the problem was understood. We start from the decision the business needs to make, the data behind it and the bar it has to clear, then pick the simplest approach that clears that bar. Sometimes that is a language model; often it is not. As a rough guide:
- A rules engine where the logic is known, stable and must be exactly auditable.
- Classical ML where the task is prediction over structured data, such as scoring or ranking.
- A language model where the input is language: documents, queries, conversations.
- A hybrid where a model proposes and deterministic rules constrain what it can decide.
The simpler choice is not a compromise. It is usually cheaper to run, easier to explain and easier for your team to own after handover. When a large model genuinely is the right tool, the same logic applies in reverse: we say so, and we design the boundary it has to run inside.
An AI system that only the vendor understands is a liability, so we structure the engagement so that your people learn it while it is being built. Our named lead works in the open with your data owners, your compliance function and the engineers who will run the model, and the reasoning behind each design decision is written down, not carried in someone's head.
What we need from your side is specific rather than large: someone who can grant data access and explain how the data was produced, a compliance contact who can say what an auditor will ask, and an engineer or two who will own the system later. The work proceeds without them, but slower and with more rework, so we name them at the scoping step.
Knowledge transfer is continuous, not a final phase. Documentation, runbooks and review sessions happen as the system takes shape, so by handover your team has already operated it and the questions that usually surface after a vendor leaves have been asked while we were still in the room.
We collaborated with WislaCode on a route-to-market optimisation project. Working with WislaCode was effective, transparent and predictable, which is especially critical for AI and ML projects. We provided them with six months of anonymised data, and within just three weeks, they delivered a proof of concept that already showed...
What AI and ML development services does WislaCode offer?
Decisioning for credit and lending, anti-fraud and risk machine learning, route and operations optimisation, internal AI assistants over your own data, KYC and identity ML, and retrieval inside controlled boundaries. The thread across them is governance and integration inside a regulated platform.
How do you keep AI models inside our compliance boundary?
We design for the boundary from the start: self-hosted or private-endpoint models where capability allows, retrieval patterns that keep your data on your infrastructure, contractual limits on any third-party endpoint, and audit logging where the use case requires it.
Can you build internal AI assistants that do not expose our data?
Yes. The pattern is retrieval over your own corpus, run on-premise with no external data transfer, and a strong language model used only to reason over what was retrieved, never trained on your data.
How do you make AI decisions explainable to a regulator?
Explainability is part of the architecture. We pick model classes and logging patterns that produce explanations by default, set up challenger models where the regulator expects them, and design override paths so a human can intervene with an audit trail.
How fast can you prove value?
A focused proof of concept can land in weeks. On a route-optimisation engagement, three weeks on six months of anonymised data showed 30% less travel time and 20% more visits per day before any full build started.
Who owns the model and the training pipeline at the end?
You do. Source code, feature pipelines, training scripts, model artefacts and documentation are handed over. The system runs in your cloud and your data infrastructure from the start.
Do you support monitoring and retraining after handover?
The default handover gives your team drift detection, a retraining cadence and monitoring on the model's own targets, so they can run it alone. Where you want a retained model lifecycle with us, that is an extension we can quote separately.
What technologies and models do you work with?
We are deliberately provider-agnostic: classical machine learning for structured-data scoring, and self-hosted open-weight language models or private cloud endpoints for assistants and search, deployed in your cloud or on premise. The compliance boundary decides the stack, not the other way round.

A private, on-premise WislaSearch deployment that turns a logistics operator's scattered operational knowledge into instant, cited answers – without anything leaving their network.
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An AI-driven solution that optimises medical sales representative routes and improves field efficiency, using deep learning over visit patterns to predict the best routes.
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Tell us the use case and the data, and we will map what runs where and what the governance looks like.


