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Leasing Software Development

WislaCode’s skilled team uses modern tools and frameworks to create leasing software. This software streamlines operations and improves collaboration among all stakeholders in the leasing ecosystem.
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Leasing software development services

We develop leasing applications and services that automate and optimise the end‑to‑end lifecycle for equipment and automotive finance. Engagements span front‑office and back‑office capabilities, with delivery shaped around your processes, risk policies and systems landscape – rather than a one‑size‑fits‑all product.

Offer design and smart pricing

We design and implement quote‑to‑contract flows with intelligent pricing models, covering terms, deposits, residuals and rates. Personalised offers surface within your portals and dealer tools. Approval chains, e‑signature and audit trails are configured to your governance model.

Intelligent support and insights

We embed portfolio analytics, risk scoring, payment‑behaviour alerts and exception handling. Reporting and dashboards highlight arrears, utilisation and residual value exposure, while proactive notifications improve service and reduce contact‑centre load.

Process automation and control

We orchestrate lifecycle workflows – from credit decisioning, KYC/AML and underwriting to collections, renewals and end‑of‑term options. Reducing manual rework with configurable rules, role‑based access and maker – checker patterns aligned to your policies.

Operational efficiency toolkit

We integrate your ERP/CRM, payment gateways and document systems, and implement multi‑currency, tax handling and IFRS 16 reporting support. Secure, API‑first patterns standardise dunning, reminders and invoicing – scaling throughput without adding headcount.

Full‑feature leasing software development

Full-Feature Leasing Software Development

  • user account provisioning and access controls
  • custom dashboards by role
  • payment reminders and secure alerts
  • personalised offers with geo/context logic
  • scheduled payments and transfers
  • IoT telemetry hooks for asset‑backed services
  • comprehensive account and contract management
  • streamlined payments and loan processing
  • deposit and withdrawal workflows
  • integrated insurance handling
  • currency exchange and remittance options
  • reporting and analytics tailored to your KPIs

→ More about Leasing Management Software Development

  • secure payment processing and billing schedules
  • support for cards and recurring payments
  • overdue statement management and subscriptions
  • international remittance and partial payment flows

→ More about Leasing App Development

  • contactless transactions and mPOS
  • self‑service kiosks and peer‑to‑peer transfers
  • loyalty programmes and digital wallets
  • multiple invoice types and tax calculations
  • tracking and reminders for outstanding balances
  • multi‑entity invoicing with currency options

Viacheslav Kostin
CEO WislaCode Solution

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How we deliver leasing software?

We start with a joint discovery. This helps us align our goals, map out processes, and define success metrics. Solution options are evaluated against your controls, integrations and timelines.
Planning
Analysis
Rigorous testing covers performance, security and compliance. We validate against IFRS 16 reporting needs, authorisation rules and data‑quality checks.
Testing
Assurance
We design a scalable, microservices-based architecture. Then, we implement modules based on their business value. UX research informs journeys for customers, dealers and internal teams.
Design
Development
We run phased rollouts with training and runbooks, then provide post‑launch support and iterative enhancements owned jointly with your team.
Launch
Support
Case: From manual touchpoints to a digitised leasing ecosystem

Leasing managers were handling routine queries via phone and email, creating bottlenecks and limited visibility.

In partnership with the client, we engineered a secure self‑service customer account, a dealer portal, and deep integrations with internal platforms to orchestrate the full lifecycle.

Outcomes included automated routine enquiries, streamlined approvals and faster payments – shifting the operating model from reactive to digital‑first. This was a custom implementation within the client’s infrastructure, not an off‑the‑shelf product.

More WislaCode Cases
Online application for leasing
Client's personal account Car leasing platform
Leasing Calculator
Automated interaction with dealers
Access for employees
Car leasing platform
Why WislaCode?
Hands‑on delivery across equipment and automotive finance – from origination and underwriting to collections and end‑of‑term. Means fewer assumptions, faster cycles and solutions that reflect how lessors, captives and independents actually work.
Leasing domain expertise
We incorporate the controls and data required for lease accounting and financial reporting (e.g., IFRS 16 support), consent and document trails, and operational oversight – configurable to your governance framework.
Compliance‑ready
Architecture built for scale Microservices, secure APIs and event‑driven integrations support high volumes and future growth. Role‑based access, resilience patterns and a reporting‑ready data model underpin audit and portfolio analytics.
Architecture built
We prioritise business impact: reduced manual workload, higher straight‑through processing, better acceptance rates and accelerated cash collection. Dashboards and KPIs make improvements visible across your landscape.
Measurable outcomes

FAQ About Leasing Platforms

A leasing platform mainly focuses on user journeys. This includes quoting, applications, e-signatures, customer self-service, and dealer or broker portals. Leasing software systems are the broader operational backbone, covering origination, underwriting, contract management, billing, collections, end‑of‑term processing and reporting. Most organisations benefit from both: a platform for streamlined experiences and a system for reliable back‑office operations. We design them to work together via secure APIs, so front‑office journeys trigger back‑office workflows seamlessly. If you already have components in place (e.g., CRM, payment gateway or ERP), we integrate rather than replace, prioritising straight‑through processing, auditability and portfolio analytics while keeping total cost of ownership in check.
We start by mapping the critical data flows – customers, assets, contracts, invoices, payments and adjustments. Then define canonical data models and idempotent API patterns. For ERP/CRM, we commonly synchronise customer records, contract terms, billing events and status updates with robust retry logic and dead‑letter handling. For payments, we support gateways for cards, direct debits and international remittances, including recurring schedules, partial payments and automated dunning/reminders. All integrations include observability: traceable events, error visibility and reconciliation reports. This approach reduces manual rework, supports audit requirements and improves cash application accuracy, while keeping your leasing business software cohesive.
Yes. For automotive leasing software, we incorporate VIN decoding, mileage capture (including telematics integrations where applicable), maintenance schedules, insurance/claims and end‑of‑term workflows such as inspection, refurbishment and remarketing. Pricing tools can incorporate residual value models, mileage bands and wear‑and‑tear rules into quotes and renewals. Dealer network features support quote‑to‑contract with broker or captive finance operations, while analytics highlight profitability and risk by vehicle segment, channel and tenure. These capabilities extend to fleet scenarios, enabling proactive interventions that reduce unexpected costs and improve customer experience throughout the lease lifecycle.
Security is embedded: role‑based access controls, least‑privilege permissions and maker‑checker approvals for sensitive actions. We use secure coding practices. We encrypt data both in transit and at rest. We also separate environments for added security. Every material event – from credit decisioning to contract amendments, invoice generation and payment schedules, is logged with user, timestamp and payload context to support audits and investigations. Document management includes versioning and e‑signature evidence. We also implement monitoring and alerting across APIs, queues and jobs. The goal is a trustworthy leasing platform where governance is provable and operational risk is reduced.
We’re not here to replace your accounting system. Instead, we create data structures and exports to meet finance needs. This includes support for IFRS 16 reporting when necessary. Contract data, schedules, payments, modifications and end‑of‑term events are captured with sufficient granularity for your finance team or specialist software to compute right‑of‑use assets and lease liabilities appropriately. We also map tax rules, multi‑currency behaviour and adjustments to ensure downstream systems can reconcile. This reduces time spent on manual spreadsheets and improves the reliability of your financial close processes. For the standard itself, see IFRS 16 guidance from the IFRS Foundation.
We recommend a phased rollout. Phase one targets the highest‑impact journeys (e.g., dealer quotes, e‑signature, payment schedules) and essential integrations. We prioritise straight‑through processing for common paths and keep edge cases in controlled manual queues. From there, we expand to underwriting automation, collections, portfolio analytics and end‑of‑term processing. Each phase includes clear KPIs – e.g., acceptance rate uplift, time‑to‑contract reduction, DSO improvements and call‑centre deflection. Our delivery approach combines microservices where they add value with pragmatic reuse of your existing systems. This reduces risk, accelerates value and avoids a disruptive “big bang” cut‑over.

Viacheslav Kostin

Viacheslav Kostin, CEO

20+ years of experience in managerial positions in IT and banking.

Viacheslav Kostin, CEO
Previous roles: CEO in IT, Director of Strategy and Marketing in Banking, Curator of Holding Banks, Head of Products and Project Office.
Education: MBA for Executives at IMD (Switzerland), Leading Digital Business Transformation (IMD). Provides consulting in strategy and digital transformation.

Pahomov

Vasil Pahomov, CTO

20+ years of experience as a developer, analyst, and solutions architect.

Vasil Pahomov, CTO
Designs resilient, high-load systems with multiple integrations for banks and financial institutions. Expertise in distributed storage and microservices architecture.
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Let's discuss your project's evolution.
Book a Call
Let's discuss your project's evolution.
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