Viacheslav Kostin
CEO WislaCode Solution
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Mobile Banking App Development
Our expert team uses the latest tools and frameworks to create top-notch mobile banking apps. These apps improve user experiences.
Banking Application Development Services
Our mobile banking app provides secure, scalable, and user-friendly digital solutions for banks and financial institutions.
WislaCode creates custom mobile banking apps. These apps help customers manage their accounts, make payments, and access finance tools easily. We help you increase customer engagement and make operations easier. We add features like biometric authentication, instant money transfers, and real-time notifications.
Our expert team ensures full compliance with regulations and prioritises user experience, security, and innovation. Help your organisation stay ahead in digital banking. Use a modern, user-friendly mobile app that meets your clients’ changing needs.
Mobile Banking App Development
We create strong, scalable mobile banking apps. They meet top security standards and user needs. Our solutions help customers manage accounts, make payments, and access financial services anytime and anywhere.
Mobile Banking UX/UI Design
Our team creates user-friendly, modern interfaces. This helps with easy navigation and a strong brand identity. We focus on accessibility, personalisation, and a visually engaging experience for every user.
QA Testing
Every app undergoes comprehensive testing, from functionality and performance to security and usability. This guarantees reliability, data protection, and a smooth experience across all devices.
API Integrations
We enable seamless integration with core banking systems, payment gateways, identity services, and third-party platforms. This approach allows you to expand features and adapt quickly to market needs.
Legacy Modernisation
We upgrade and integrate current banking solutions. We migrate them to modern tech stacks. This improves performance, security, and user experience.
Consulting
Our experts provide in-depth audits and strategic advice on digital transformation, compliance, security, and innovation in mobile banking.
The Key to Developing a Successful Banking App
- Account management: Monitor account balances and transaction histories with ease.
- Payments: Make domestic and international payments with ease.
- Money transfer: Transfer funds across various banks without delay.
- Card management: View card details, lock or unlock cards, and change PINs online.
- ATM locator: Find nearby ATMs using an integrated map feature.
- QR code payments: Seamlessly scan codes to complete payments.
- Cardless ATM withdrawals: Withdraw cash without a physical card.
- Buy now, pay later: Empower users with flexible purchase options.
- Advanced advisers: Access investment insights, technical analysis, and trade execution tools.
- Personal finance management: Set budgets, track spending, and forecast expenses.
- Voice-activated assistants: Use voice commands to check balances and make purchases.
- Automated billing: Simplify invoicing and manage payment workflows.
- Currency converter: Access real-time exchange rates at a glance.
- AI-powered chatbots: Handle multiple requests simultaneously, reducing wait times.
- Appointment scheduling: Easily schedule meetings with bank representatives.
- Help center/FAQ: Find step-by-step guides and tutorials within the app.
- User feedback: Directly share experiences and suggestions through the app.
- eKYC: Secure account verification to prevent unauthorised access.
- Biometric authentication: Enhance security with facial or voice recognition.
- AI-powered fraud detection: Real-time fraud prevention using advanced AI and machine learning techniques.
What We Do for Your Mobile Bank?
We thoroughly analyse client needs and carry out strategic planning to ensure your mobile banking app aligns with business goals and customer expectations.
Planning
Analysis
Our quality assurance process involves thorough testing for functionality, usability, performance, and security. This ensures your banking app is reliable, efficient, and safe.
Testing
UX Research
Our scalable, microservices-based architecture ensures your app is built to grow with your needs.
Design
Development
We guarantee a simple launch and ongoing scalability, which allows your app to function effectively for as long as needed.
Launch
Support
Case Study: From Traditional Banking to a Fully Digital Experience
A top bank wanted to improve its customer experience. They decided to shift from basic banking tasks to a complete digital platform.
We built a mobile banking app, where you can do everything online, from signing up to making payments.
The team achieved the first release in just six months with a modern UX/UI, seamless system integration, and a tech stack based on Kotlin and Swift.
Today, the app serves more than 700,000 users, driving loyalty and digital growth.
Why WislaCode?
Our team delivers creative digital solutions for clients in fintech, banking, retail, and SaaS sectors around the globe.
Industry Recognition
We create long-term partnerships. We focus on your business goals and user satisfaction. This way, every project brings measurable value.
Proven Expertise
You will receive regular updates and can connect with your project team at each stage. This keeps you informed and part of the process.
Transparent Communication
Our developers and designers share insights and keep up with industry trends. This helps your solutions stay modern and competitive.
Continuous Growth
Some Customer Reviews
WislaCode mobile app specialists and developers are fully committed to each banking project, working diligently to deliver high-quality solutions efficiently and on time.
Loukas Charalampous Solutions & Delivery Manager, payabl.
5
Their transparent approach, proactive communication, and commitment to quality made the collaboration smooth and efficient. We highly recommend WislaCode Solutions as a reliable and skilled fintech development partner! Read the full review
FAQ About Developing Banking Mobile Applications
A mobile banking app offers businesses 24/7 access to accounts, payments, and analytics. This helps make financial management simpler and lessens manual work. Automation of routine tasks, integration with accounting and CRM systems, and real-time notifications help improve efficiency and accuracy. Enhanced security features, such as two-factor authentication and encryption, protect sensitive data. The app helps businesses respond quickly to market changes. It also boosts customer engagement with push notifications and chatbots. This makes it a strong tool for growth and innovation.
We use advanced encryption (like AES-256), secure data transmission (TLS 1.3), and multi-factor authentication to protect user data. Biometric authentication adds another layer of security. Regular security audits, penetration testing, and software updates help prevent vulnerabilities. Sensitive information is never stored on user devices, and all transactions are processed through secure servers. Compliance with global standards such as PCI DSS and GDPR ensures your customers’ data remains safe and confidential.
Users expect instant transaction notifications, card management, integration with Apple Pay and Google Pay, QR payments, spending analytics, and personal finance tools. Businesses value multi-user access, accounting integration, and multi-currency support. AI chatbots, voice assistants, and automated bill payments are increasingly popular, while intuitive design and fast performance remain essential for user satisfaction.
The process begins with business analysis and gathering requirements. Then, it moves to UX/UI design and selecting technology. Development includes backend, API integration, and mobile clients for iOS and Android. Rigorous QA testing ensures functionality, security, and performance. After a pilot launch and user feedback, the app is refined and released. Ongoing support and updates keep the app secure and competitive.
We follow global regulations like PSD2, GDPR, PCI DSS, and local financial rules. We implement strong customer authentication, clear data handling, secure data storage, and regular compliance audits. Our team keeps up with regulatory changes and adds necessary compliance features during development. This helps you avoid penalties and build customer trust.6. What technologies do you use for mobile banking app development?
We use Kotlin and Swift for native apps, and React Native or Flutter for cross-platform solutions. Backend systems are built with Node.js, Java, or .NET, using microservices and cloud platforms like AWS or Azure. RESTful and GraphQL APIs enable integration, while modern cryptography and monitoring tools ensure security and reliability. CI/CD pipelines support rapid updates and continuous improvement.
Mobile banking apps offer personalised notifications, easy access to services, and 24/7 support, creating a positive user experience. Features like gamification, rewards, and tailored offers boost engagement. Analytics help banks deliver relevant products, while integration with social media and messaging platforms expands reach. This approach increases loyalty, reduces churn, and drives digital adoption.
Look for a partner with proven fintech experience, a strong portfolio, and positive recommendations. Ensure the team has expertise in security, compliance, and modern technologies. A reliable partner offers end-to-end services, from consulting and design to post-launch support, and values transparent communication and long-term collaboration. WislaCode demonstrates expertise through real-world case studies and active industry participation.
Viacheslav Kostin, CEO
20+ years of experience in managerial positions in IT and banking.
Viacheslav Kostin, CEO
Previous roles: CEO in IT, Director of Strategy and Marketing in Banking, Curator of Holding Banks, Head of Products and Project Office.
Education: MBA for Executives at IMD (Switzerland), Leading Digital Business Transformation (IMD). Provides consulting in strategy and digital transformation.
Vasil Pahomov, CTO
20+ years of experience as a developer, analyst, and solutions architect.
Vasil Pahomov, CTO
Designs resilient, high-load systems with multiple integrations for banks and financial institutions. Expertise in distributed storage and microservices architecture.